The Law Offices of Neil Crane has been providing care, solutions and guidance on debt since 1983.  Call our office or submit a chat form today.

Frequenlty Asked Questions

About Debt Collection

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Can I Stop Automatic Payments From My Bank Account?

YES. Stopping automatic deductions to creditors as part of an overall plan, provides you a chance to re-gain control of your personal finances.

When increasing debt is significantly affecting your emotional health and financial well-being, automatic payments on your loans/debt may no longer be beneficial or even feasible. Automatic payments can promptly lead to decreased assets, bounced checks and other excessive charges that actually prevent a solid approach to financial solutions, and make your life feel completely out of your control. It takes experienced overall strategic financial planning to achieve permanent success. Automatic payments can accelerate the downward spiral of your finances in a hurry.

Read more about Stopping Automatic Deductions

What Can I Do About Debt Collectors?

Consumers can sue creditors who have violated consumer protection and fair debt collection laws. Unlike other attorneys, we are not afraid to file suit against creditors who violate your legal rights.

Read more about How You Can Prevent Debt Collectors from Harassing You

What is Predatory Lending?

Predatory lending is the practice of giving out loans and extending credit with high interest rates, high penalties for missed payments etc. especially targeting low-income, minority or young homebuyers, homeowners borrowing against home equity, or homeowners who are deeply in debt with mortgage arrears or tax liabilities. However, predatory lending can also encompass payday loan lenders, auto loan lenders and others looking to take advantage of desperate or uninformed consumers through fraud, deception, conspiracy, misinformation and abuse.

Lending scams can be very subtle, complex and difficult to detect. If you didn’t get what you expected out of a loan or are getting assaulted with fees, you should consult with one of our attorneys.

Learn more about your rights and Consumer protections available to you

Should I get a Pay Day Loan?

Pay day loans are never the answer and immediately eliminating them is always part of the solution.

Pay day loan lenders utilize the most aggressive and illegal collections activities in the entire lending industry. If you are suffering from the steep interest costs of pay day loans and the illegal threats of pay day loan collectors, you need to find an experienced and aggressive lawyer to protect your rights.

Read our article about Debt Relief Options