The Law Offices of Neil Crane has been providing care, solutions and guidance on debt since 1983.  Call our office or submit a chat form today.

Bankruptcy Attorney New Britain, CT

Bankruptcy Attorney in New Britain, CT

Bankruptcy Attorney New Britain, CT gavel and a clip board with Bankruptcy papersAs New Britain, CT residents continue to struggle and fight to keep current on their bills and obligations, many people don’t know that financial problems have legal solutions.  We know the solutions as bankruptcy attorneys serving New Britain CT individuals and families since 1983.  As an experienced bankruptcy attorney New Britain, CT knows and trusts, Attorney Neil Crane has a full working knowledge of all the available federal bankruptcy law protections for New Britain residents seeking a financial fresh start.  Bankruptcy is a powerful set of federal laws that forces creditors to immediately stop all collection actions and present their claims through our attorneys in a forum controlled by federal bankruptcy laws that favor hard working New Britain families and their homes and their wages.  

Bankruptcy Protections for New Britain Residents and Their Families

Most people struggle every day for months or years with their finances without ever learning that there is an active legal system dedicated to solving every type of financial problem, no matter how simple or how complicated.  The bankruptcy system was established in the late 1800s and continues to this day to save homes and financial futures for families in trouble throughout the United States.  It’s a full set of federal laws, rules and regulations that protects families from losing assets and financial ruin by protecting their belongings and giving them strong legal protections while providing a path to a prompt and solid financial future.

Battling Myths About the Bankruptcy System Since 1983

Attorney Crane is an experienced bankruptcy attorney New Britain, CT can count on and he has been battling big banks and big stories from the first day we began practice as bankruptcy lawyers in New Britain, CT.  We proudly represent hundreds of New Britain area individuals and families who work hard every day, but just can’t get by without legal assistance and debt relief.  They’ve struggled for months and years to pay high interest credit card debts and unsolvable financial obligations.  They need new answers and help from specialized New Britain bankruptcy attorneys at the Law Offices of Neil Crane.  We respect our clients, we admire all our clients and we appreciate the trust they put in us everyday as we work with them to produce superior results and fresh starts for all our New Britain residents.

We are a scary last resort but we are the experts and we are the answers and we’re just a phone call away.  Call and speak directly with New Britain bankruptcy attorney Neil Crane at 203-686-1080, or complete our simple online Contact Form for a quick and informative response.

Bankruptcy Protects Assets from Creditors and Lawsuits; Bankruptcy Exemptions

The founding principal underlying all chapters of personal bankruptcy is the protection of assets from creditors through the creation of a federal “automatic stay” on all collection actions, lawsuits, foreclosures, levies or garnishments immediately upon the filing of an individual or family bankruptcy under Chapter 7, Chapter 11 or Chapter 13.

All bankruptcies protect personal assets from creditors by excepting or preserving and protecting all of the following assets through exemptions:

  1. Homes with equity of $75,000 per person and up to $250,000 per person;
  2. Pension accounts, 401Ks and IRAs
  3. Disability payments
  4. Cars
  5. Bank accounts up to $13,900 per person
  6. Worker’s Compensation claims and payments
  7. Social Security
  8. Personal injury claims
  9. College accounts
  10. Life insurance policies
  11. Tools of your trade
  12. Various other assets under federal and state law

The clear purpose of all debt relief and bankruptcy filings is the protection of assets and financial futures from bills, creditors, collectors, lawsuits, and all foreclosures.  As full service and experienced bankruptcy attorneys, we create affordable and customized solutions backed by years of successful cases battling the full range of financial problems; including:

  • Overwhelming credit card debt
  • Lawsuits
  • Mortgage defaults
  • Mortgage modification
  • Foreclosure defense
  • Chapter 7 bankruptcy
  • Chapter 13 bankruptcy
  • Chapter 11 bankruptcy
  • Tax problems, local, state and federal
  • Liens and mortgage removal

Whatever the challenges you face, no matter how tiring or hopeless it feels, financial problems have legal answers.  There is an entire legal system built and operating just to get you a financial fresh start.  It works, but you need to know about it.  Be brave – make the call and speak with Attorney Neil Crane.  He takes all calls directly.  All solutions and all recoveries begin with a first call to 203-334-5555.

What Can a Bankruptcy Attorney Do For Me?

A bankruptcy attorney specializes in the federal laws that protect individuals and their rights to a financial fresh start.  As long-term bankruptcy lawyers, we know all the laws, regulations and nuances that provide a federally protected avenue to financial recovery in an endless variety of circumstances.  Each case is special but experience, knowledge and commitment gathered from decades of specialized bankruptcy practice assures you the best legal representation and the certain best results you deserve.

When things become overwhelming, you need to seek help to learn and understand your options.  Bankruptcy law was established to deal with all types of debts; including:

  1. High-interest consumer debt like credit cards
  2. Personal loans
  3. Co-signed and joint debts
  4. Guarantees
  5. Deficiencies
  6. Business debt
  7. Foreclosure
  8. Local, state and federal taxes
  9. Repossession and more

Many hardworking New Britain residents have had their lives restored by the bankruptcy system.  They now enjoy solid financial futures, homes, cars and even higher credit scores.  Past problems are fixed and positive new habits are learned.  With the proper bankruptcy counsel, many families have learned that getting relief from un-payable credit card debt and high-interest bills now allows them to more comfortably pay necessities like food, shelter, rents, mortgages and car payments that are now far more affordable.

With the assistance of an experienced debt relief lawyer and a bankruptcy attorney New Britain, CT residents trust, you can address and solve all types of financial problems with proven legal powers created for your protection and recovery.

Contact Our New Britain Bankruptcy Lawyers

It’s a hard call, but it’s the first step to financial recovery.  We provide fresh starts to our New Britain clients starting with a free initial consultation directly with Attorney Crane.  Call the The Law Offices of Neil Crane to get started on the road to financial recovery.  It’s life-changing, and it’s free.  Call today at 203-686-1080.

Bankruptcy Attorney New Britain, CT 

The word bankruptcy is tied to many negative images and this can easily lead to consumers forgetting that a bankruptcy attorney in New Britain, CT is there to help you through this process. Because of these negative images people also forget that the real purpose behind filing is to help provide protection from creditors and offer relief from some or even all of your debt obligations.

That is where a bankruptcy attorney comes into play as they are there to ensure that you protect your assets from debt collectors. While it is possible to file alone, it is often in your best interests to hire a bankruptcy attorney to help you through this process.

What to Expect From Your Bankruptcy Attorney 

Like most legal matters, bankruptcy is a process, and the safest route to take for it is to have an attorney guide you through the process if you want to succeed.

A good bankruptcy attorney is going to give you peace of mind as long as they provide these following things:

  1. An initial consultation to get an overview of your case
  2. Advice on the options available including what type of bankruptcy to file
  3. Completed paperwork necessary for filing bankruptcy
  4. Representation when the case goes to court

The bankruptcy process begins with a 30 to 60 minute interview between you and your attorney. If you are married then both of you should attend so that all questions can be answered honestly and accurately. From there your attorney will lay out your options which may include the potential to file for bankruptcy without your spouse.

During this interview process, it is important that you don’t make guesses on how much you owe and to whom you owe it to. Your attorney will want some paperwork that backs up your answers as to how many assets you have and how much you owe. You should not hold anything back if you want an honest and accurate assessment of your situation. The advice that your attorney gives you is going to be only as good as the information you provide them.

Once your attorney has enough documentation, they can offer you advice on how to proceed. A good attorney will not always recommend filing for bankruptcy if your problem could be resolved through less drastic means. This could be something like settlements or even finding a debt management program.

If you decide to file for bankruptcy, then the next thing to expect from your attorney is that they are going to file paperwork with the court. Your attorney is there to protect as many of your assets as they can so it is important to chime in on what is the most important to you. Depending on what type of bankruptcy you are filing, this will determine what the steps you take next are.

If you are looking for a fresh start, hiring a bankruptcy attorney in New Britain, CT is going to give you the most options to help you get back on your feet.


If you are facing financial hardship, it may be in your best interest to discuss your situation with a bankruptcy attorney New Britain, CT residents and their families can rely on to provide an exceptional level of service and guidance.

Many New Britain residents continue to struggle with overwhelming unsecured debt and rampant inflation.  With flattened income and increasing monthly debt obligations, individuals and families can quickly find themselves in continued financial difficulties that seem to be impossible to solve.  At the Law Offices of Neil Crane, we’ve been providing legal solutions to financial problems for our New Britain and Hartford County clients for over 35 years.  If you find yourself wondering how you will ever make ends meet, you may be contemplating bankruptcy as a means for relief, but you will undoubtedly have questions.  Here are some common questions that we answer for our potential clients:

If I file for Bankruptcy, will the Court take anything I own?

No, the Bankruptcy system has no interest in taking what you own.  In fact, all Bankruptcy relief is intended to protect what you own.  The Bankruptcy system doesn’t want to sell off what you own.  They want to protect whatever you own from creditors so that you can preserve your belongings, cash, cars, homes and other assets to assure you have the best chance possible for a positive financial future.  No properly filed New Britain Chapter 7 or Chapter 13 Bankruptcy will result in the loss of any assets.

Will I lose my New Britain home if I file for Bankruptcy?

No, all New Britain Bankruptcy attorney filings are intended to protect homes from creditors.  Bankruptcy preserves your home and protects the equity in your home from creditors and clients that would, without Bankruptcy relief, impair your home’s title.  No proper Bankruptcy filing should ever jeopardize your home.  In fact, Bankruptcy filing under Chapter 7 or Chapter 13 is specifically designed to assure protection of your home and long-term home ownership, free from the threat of other money problems.

Will I lose my checking account(s) if I file for Bankruptcy?

No, Bankruptcy preserves checking accounts, savings accounts, pensions and all other forms of bank accounts, including joint accounts with others, co-signed accounts and custodial bank accounts of all types.  In all Bankruptcy cases under either Chapter 7 or Chapter 13, you continue to run all your own accounts without any outside Court involvement.  With the assistance of a dedicated New Britain bankruptcy attorney you can continue to pay mortgages, car loans, utilities and household expenses uninterrupted by the filing of your case under all types of Bankruptcy, including Chapter 7 or Chapter 13.

Will Bankruptcy help solve my credit card debt problem?

Yes.  The primary reason for filing Bankruptcy is relief from high interest credit card debt.  Bankruptcy filing under Chapter 7 allows you to keep what you own, and discharge, or get rid of, what you owe.  Once your oppressive, overwhelming credit card debt is gone, you will be able to focus your attention on the payments that really matter, like your housing, your car, your food and your utilities – all the things that keep you and your family safe and comfortable.

Can I keep a credit card after my Bankruptcy?

All people filing under Chapter 7 or Chapter 13 Bankruptcy are entitled to have a credit card for future use after the filing of their Bankruptcy case.  Often these are new cards, but anyone is entitled to pay on a particular bill or credit card after their Bankruptcy filing under any Chapter of Bankruptcy in New Britain, CT.  Credit cards are immediately available to all New Britain Bankruptcy clients after a Bankruptcy filing under any Chapter of Bankruptcy.  There is no restriction or prohibition on filing for some cards, but paying on others.  Nonetheless, good Bankruptcy counsel often advises to get rid of all cards and start over to build credit and not debt.

For more information and to fully understand the options that are available to you under your specific set of circumstances, give the hardworking New Britain Bankruptcy attorneys at The Law Offices of Neil Crane a call to schedule a free consultation where all your questions will be answered by a knowledgeable, dedicated team of Bankruptcy professionals.  We have filed over 15,000 families and individuals across Connecticut, and we can help you, too.  We can be reached at 203-230-2233 and we look forward to speaking with you.