FORECLOSURE LAWYER HARTFORD
At the Law Offices of Neil Crane we have been fighting for homeowners as foreclosure lawyers in Hartford, CT since 1983. We have successfully defended thousands of foreclosures throughout the Hartford area as the largest specialized foreclosure defense and bankruptcy relief attorneys in Connecticut. We are a team of long-term attorneys and other supporting professionals who fully understand all the options for preventing home loss and stopping all types of foreclosures in Hartford, CT.
Over the past 37 plus years, we’ve saved homes in all the foreclosure courts in CT. We’ve successfully defended our clients and saved homes against every bank and foreclosure lawyer in CT. Our reputation for excellence on behalf of our clients is known by every foreclosure lawyer in Hartford, CT. While it’s never too late to get started – do it soon and don’t go it alone. The hardest step is to seek help. It’s scary to call for help, but you and your home deserve the best result possible. You need to learn about all the strong state and federal laws written to help homeowners. It just takes one free call to the Hartford foreclosure defense attorneys at the Law Offices of Neil Crane.
At the Law Offices of Neil Crane, all our Hartford, CT foreclosure clients speak directly with Attorney Neil Crane. He and his team of experienced attorneys have saved more homes from foreclosure than any other attorneys in Connecticut. Get started by calling (860) 785-1000. We don’t use voicemail.
Legal Avenues to Save Your Home from Foreclosure
Whether you’re a bit behind on your payments or deep into the foreclosure process, strong legal options are available for your protection, but you need to know the laws and not go it alone. Banks and bank attorneys are powerful and intimidating – You need to even the playing field and not experiment with your own home. You need the best, experienced legal representation possible. At the Law Offices of Neil Crane, we know your legal rights and how to use all the laws available to save your home from foreclosure. You just need to give us a free call and speak directly with Attorney Neil Crane about:
Forbearance: This is a process whereby your bank will hold off on starting or continuing a foreclosure or collection action for a set period of time while you’re unable to make your payments. It can be a great thing for homeowners in trouble, but it’s only temporary. A forbearance is temporary relief, not a permanent solution. The real question is, what happens after a forbearance. Since you don’t pay during a forbearance period, your back balance will increase and often can become unmanageable when the forbearance period is over. Our Hartford, CT foreclosure attorneys know how to turn a temporary forbearance into a solid modification that will permanently save your home.
Foreclosure Mediation: All residential foreclosures in Hartford, CT are entitled to court-sanctioned foreclosure mediation. Foreclosure mediation on your own is a trap you need to avoid at all costs. Foreclosing banks and court mediators don’t work for you, they work against you. Since they all work with banks to foreclose your home, they don’t want you to get professional legal help. They never encourage you to learn your rights or get your own attorney. They avoid the hard solutions and just comfort you to provide you with a false sense of security as they move forward to take your home. Without the assistance and expertise of a Hartford foreclosure lawyer on your side, novice homeowners have lost thousands of savable homes in the Hartford foreclosure court alone. Successful mediation requires experienced Hartford foreclosure defense experts specializing in home retention and overall debt relief.
Mortgage Modification: If you’re behind on your mortgage payments or facing a foreclosure due to past-due payments, favorable mortgage modification can resolve past -due payments, lower interest rates and prevent or solve a foreclosure. The key to obtaining solid mortgage modification is a well-drafted Modification Application and an effective plan that avoids bank delay and red tape. Novice homeowners in trouble need to get educated and learn all the options and avenues available by consulting an experienced Hartford foreclosure attorney.
To secure your successful mortgage modification, our special Hartford foreclosure defense attorneys understand what your bank needs to see to approve your mortgage modification:
- We formulate or author a solution that will work right for your circumstances and still get your bank’s approval.
- We act promptly on behalf of our clients understanding that swift contact with your bank should always happen sooner rather than later.
- We understand the importance of reviewing your entire financial situation in a comprehensive customized plan to reorganize and solve your mortgage problems. We address and tackle all household problems that can threaten your ability to make consistent on-time mortgage payments.
- We understand that saving missed payments and creating a cash reserve can be the key to mortgage solutions and long-term stable home ownership.
Put our years of specialized knowledge to work for you and your family. Foreclosure prevention solutions require our commitment to your success and our specialized knowledge as foreclosure defense attorneys in Hartford, CT.
Comprehensive Debt Reduction Saves Hartford Homes from Foreclosure
Many homeowners in trouble continue to struggle with debts that prevent them from properly addressing their mortgage problem. Solving overall household debt problems is an essential element to any long-term mortgage solution.
Chapter 7 stops mortgage defaults and provides the comprehensive debt relief that creates all sorts of mortgage options.
Chapter 13 Bankruptcy law prevents banks from continuing any form of mortgage demands, collection efforts or foreclosure proceeding through the creation of an automatic stay immediately upon filing. Banks and all creditors are prevented by federal law from taking any efforts to collect against you or threaten your home. Chapter 13 allows homeowners behind on their mortgage payments or in foreclosure to just start over. Current payments must be accepted as current and old payments are restructured over five years without your bank’s assistance or permission.
Every year, hundreds of Hartford area foreclosures are solved by Chapter 13 bankruptcy filings. At the Law Offices of Neil Crane, we’ve been Harford foreclosure attorneys since 1983. The secret to our success is how much we know: We’ve done over 15,000 successful cases in CT and thousands in the Hartford area
And how well we do it: We’re a team of five long-term lawyers and seven long-term support staff entirely committed to your success.
To learn more about saving your home, contact the most successful foreclosure lawyers in Hartford and across the state at the Law Offices of Neil Crane at 860-785-1000. Attorney Neil Crane will take your call and walk you through your options for saving your home. We answer every call, we never use voicemail.