The Law Offices of Neil Crane has been providing care, solutions and guidance on debt since 1983.  Call our office or submit a chat form today.

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Our Connecticut Bankruptcy Law Firm Can Lead You to Financial Recovery

At The Law Offices of Neil Crane, we always say that the bravest people are the ones that walk through our front door.  After suffering from overwhelming debt, they have made that first step towards getting their financial life back under control.  It is hard to admit that you can’t do it on your own, but once you work with the Law Offices of Neil Crane you are relieved to find that you have options when facing bankruptcy or foreclosure with a full team of veterans to support you. Not only are there options, but Neil and his team will customize a plan that meets your needs.  Bankruptcy doesn’t need to be the end of your credit score, but the beginning of your true financial recovery.  Neil Crane says that “the joy of my job is the client’s recovery and the predictable roadmap to success.”

“The joy of my job is the client’s recovery”

Many companies throughout the country claim to help with debt relief, but many times they are just promoting a temporary fix and cookie cutter solutions that result in more problems and more debt.  At the Law Offices of Neil Crane, we are dedicated to promoting true success right here in Connecticut by helping you take that first step to long term financial success and real credit score recovery.

Providing Connecticut Bankruptcy and Debt Relief Solutions Since 1983

The Law Offices of Neil Crane is the leading provider of bankruptcy and debt relief in Connecticut. Neil Crane has created legal solutions for individuals and small businesses facing financial problems all across Connecticut since 1983. No other Connecticut bankruptcy law firm handles the amount of debt relief, credit card debt, debt consolidation, tax solutions and bankruptcy success like Neil Crane and his long-standing team of qualified Bankruptcy attorneys.

We ensure that every person who comes to us facing financial issues gets treated fairly and fully understands their options and our solutions.  When they leave, we have worked through a personalized plan for them and within days or weeks, we will have them on the path to full financial recovery.

Our Services

Debt Relief Solutions

Bankruptcy Services

Foreclosure

Credit Card Debt
Relief

Small Business Bankruptcy

Tax Debt Resolution

The Law Offices of Neil Crane has office locations in Hamden, New HavenBridgeport, Waterbury, Rocky Hill and Ridgefield,
but service all of Connecticut state and its residents.

What people are saying about us

Let’s be honest. Bankruptcy and home foreclosure are unpleasant and stressful, affecting those involved very personally and deeply. However, the experience doesn’t have to be defeating, and Neil Crane and his entire staff offer a very real, manageable, (and affordable), path through the entire process. … You will not find a better law office, or a better group of people anywhere. Tighten your belt, take a deep breath, and sign on with Neil…There is life after bankruptcy, and these people will open the door to it.

Tom B.

When I first came to Attorney Neil Crane, I was scared because of the trouble I got myself into with credit card debt. That fear disappeared when I sat down with him and he explained how he was going to help me. Not only did I resolve and get discharged from my case but I also learned how important it was to be more responsible with credit cards and saving. With Neil Crane’s guidance and that of his firm, you will be in GREAT hands!

Sean A.

My husband and I have had a great experience with everyone at this office. I had a good friend recommend Mr. Crane to me. He helped us save our house. I’m so greatful of that. Thank you! I have recommended a Friend and I will continue to recommend anybody that is in need. Thank you again for saving our home!)

Kimberly C.

I came to Neil Crane’s office after my business closed and I was left with a mountain of debt. From day one Neil sat down with me and explained the process and what I could expect. When my case hit an unexpected snag he and his team of lawyers worked hard to make sure that I would not have to pay anything back to the bankruptcy court! Thank you! JM

Joe

I would like to thank Neil Crane and his associates for the way they handled my case. I was at the end of my ropes and didn’t know which way to turn,and the way everyone at this law firm handled my case put my mind at ease. It was the best move I made hireing NEIL CRANE. Iwould like to thank everyone for being so professional and freindly. If anyone is in need of a top notch law firm this is the one to call. CHARLIE SMITH

Charlie

I thank you for your wonderful services. When you helped me to file bankruptcy in June of 2021, you gave me back my life. I’m now 72 years old. I would recommend you to anyone and if you need me to help anyone, just show them this card and my personal review from your favorite senior client.

LW

Focused On Relieving Your Bankruptcy and Credit Card Debt

Our founding attorney, Neil Crane, is a renowned Connecticut bankruptcy and debt relief attorney. Attorney Crane receives continuing referrals from advocacy groups, accountants, attorneys and other professionals. Referring professionals and past clients know that Attorney Neil Crane has the full scope of knowledge and long-term experience that enables him to provide all his clients with the best possible solutions for every type of difficult financial problem. Attorney Crane has consulted with over 50,000 Connecticut residents. Attorney Crane has been featured in various national publications, including the BBC and The New York Times.

We have staff members fluent in Spanish to best assist our Spanish-speaking population.

Chapter 7, 11 and 13 Bankruptcy Services

If you’re struggling with credit card bills, medical bills, mortgage problems, wage garnishments, business finances or other debt problems, our Connecticut Bankruptcy Law Firm has the answers. We assist a broad range of clients every day with professionally tailored and personalized services, advising them on the best debt relief and tax resolution options for their particular situation, including:

Tax Debt Services

We have a 35-year history of resolving all forms of tax issues. Our success includes all types of problems involving state and federal tax debt, from simple tax resolutions to even the most complicated personal and business tax ordeals. We can help you understand all tax debt options available and find a solution customized to your specific needs.

Accountants and other tax professionals rely on our knowledge and experience in referring us even their most complicated, seemingly unsolvable tax dilemmas. We understand the full plethora of available options. It’s never too early or too late. Tax problems are often the most daunting, but solvable in the right hands of dedicated lawyers.

We specialize in all types of tax problems:

 

  • State Income Tax Problems
  • Delinquent Federal Income Taxes
  • State Sales Tax Problems
  • Offers-in-compromise, which can allow you to pay less than what you owe the taxing authority
  • Installment agreements to help you pay off your debt in installment payments
  • Small business tax issues
  • Seizures, liens and levies
  • Taxes on early pension withdrawals
  • Other forms of tax debt relief

Frequently Asked Questions

What is the difference between Chapter 7 and Chapter 13 bankruptcy?

Chapter 7 bankruptcy, also known as “liquidation,” involves the sale of a debtor’s non-exempt assets by a trustee, and the proceeds go to creditors. It’s often used by people who have little or no disposable income. Chapter 13 bankruptcy, on the other hand, allows debtors with regular income to create a plan to repay all or part of their debts over three to five years. It can be a good choice for people who want to keep their homes or other secured assets.

How long will a bankruptcy stay on my credit report, and how does it impact my credit score?
Bankruptcy can stay on your credit report for seven to ten years, depending on whether you filed for Chapter 7 or Chapter 13 bankruptcy. It significantly impacts your credit score, and you might find it challenging to get credit cards, loans, or mortgages during that period. However, the impact lessens over time.
What are my rights as a homeowner facing foreclosure and what are the steps involved in the foreclosure process?

As a homeowner facing foreclosure, you have the right to be informed about all proceedings and to get a notice before your property is sold. You can also challenge the foreclosure if you believe it’s unlawful or if the lender made a mistake. The exact steps of the foreclosure process can vary by state, but it usually begins with missed mortgage payments, followed by a notice of default and then a notice of sale.

What's the tax difference between an independent contractor and an employee?
The primary tax difference lies in who is responsible for withholding and paying taxes. For employees, the employer withholds income tax, Social Security, and Medicare taxes and pays a portion of the Social Security and Medicare taxes. Independent contractors, however, are self-employed, and they are responsible for paying their own income tax and self-employment tax, which covers Social Security and Medicare contributions.
What are the options for credit card debt relief and how will they affect my credit score?
Options for credit card debt relief include debt settlement, debt management plans, balance transfers to a lower interest card, and bankruptcy. These methods can negatively impact your credit score in the short term. For instance, debt settlement and bankruptcy can significantly lower your score, while a debt management plan may have a slight impact. However, in the long term, these strategies can lead to more manageable debt levels and gradual credit score improvement if you stay on top of your payments.

Why Us for All Types of Credit Card
and Debt Solutions?

If you need help regaining control of your personal or business finances, or are struggling with tax problems, credit card debt or mortgage problems,
our law firm has the knowledge and long-term experience to provide customized debt solutions.
We offer the following:

Thirty-Five years of Connecticut experience

We’ve solved over 15,000 financial problems with a dedicated team of specialized attorneys and long-term professionals.

Cost-effective services:

We realize that people in financial trouble often worry about the additional costs of hiring an attorney. We offer free in-depth initial consultations and easy payment plans.

Comfortable office environment:

People are often nervous about interactions with a lawyer when they have financial trouble. In our comfortable office setting, you can find confidential, reassuring financial advice in easy-to-understand terms. Our main office is conveniently located right off the Merritt Parkway and I-91 in Hamden, Connecticut. Our welcoming, knowledgeable staff of experienced attorneys and friendly, competent assistants will make you feel at home and in good hands – we even have an office dog who will be happy to see you.

Convenient hours:

We always try to
accommodate your schedule.

Evening and weekend appointments are available.


Client Review

“I really am pleased with the representation I received with Neil Crane. Neil & his Staff took their time explaining the process and followed up with me every step of the way. People who have filed for bankruptcy know how draining, anxious and exhausting the process can be but Neil Crane and his staff really alleviated some of the burden. I would recommend any and everyone to The Law Office of Neil Crane. Huge Thank you to Stephanie & Jennifer, You ladies are phenomenal!”
Angela Avila
Client Review

Contact Our Connecticut Bankruptcy Law Firm

We offer a free initial consultation. Please do not hesitate to call us today at (203)-871-0062, or complete our online contact form to discuss your questions and concerns with an experienced attorney. When you call us, you will always speak to a live person, not a voicemail. We are here to listen to and assist you.

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