Bankruptcy Lawyer, Middletown
Bankruptcy law is a group of US/Federal laws that provides legal protection for individuals and families throughout the United States with full bankruptcy protection right here in Middletown, CT. Since all money problems create fear and a feeling of hopelessness, most Middletown residents don’t know that thousands of Middletown residents suffer with the same financial fear and anxiety. They don’t even know that the Bankruptcy Code is there to help them cope with overwhelming monthly bills. Bankruptcy law is a set of powerful laws or “chapters” that provide legal solutions to financial problems. At the Law Offices of Neil Crane, we’ve used our experience and specialized knowledge of bankruptcy law and all types of debt relief to provide prompt and respectful recoveries to hundreds of our hardworking Middletown, CT clients.
The Bankruptcy system is empowered to control any debt collection, phone calls, lawsuits, or legal actions throughout the United States in any stage of collection. It assures our clients of protection of all their assets and answers for all types of debts. Properly prepared and conducted bankruptcy cases under any Chapter of Bankruptcy, be it 7, 11, or 13 provide all the crucial parts to a full and lasting financial recovery.
Bankruptcy System Protections For You:
- An immediate stop or automatic stay on all collection efforts, phone calls, letters, lawsuits, wherever pending at whatever stage with a centralized spot for resolution right here in Middletown, CT controlled by your attorney.
- The immediate protection of all assets of all kinds wherever located. Bank accounts, homes, paychecks, cars, and all other belongings are protected from all creditors. Seizures, levies and garnishments, lawsuits, and foreclosures all stop instantly upon the filing of any case under any Chapter.
- The resolution of all debt in accordance with importance for your future. Every form of debt or collection is covered and controlled by Federal debt relief protection, organized and run by your attorney with no court attendance required.
- Prompt and predictable results are known in advance and guaranteed in advance in every case we file on your behalf. The end result and your financial plan for recovery is all known in advance with certainty and a guarantee. At the Law Offices of Neil Crane, we’ve provided 38 years of predictable, certain results fully known to our clients in advance with perfect math, perfect paperwork, and all picture of your financial success before any bankruptcy filing. It’s powerful, it’s certain and it’s guaranteed
The Most Common Chapters of Bankruptcy Protection Are Chapter 7 and Chapter 13
Chapter 7 Bankruptcy and Chapter 13 Bankruptcy are the two most common forms of bankruptcy used for the protection of individuals and families. Both Chapters have the powerful protections of the Federal Bankruptcy system and all of the benefits of laws that protect individuals run by an efficient system that fixes your budget but always leaves you in charge. Contrary to bank myths and false information, the Bankruptcy system doesn’t control your spending or your life – it protects your ability to pay for all your regular expenses on your own, free from creditors. It protects all of your assets on your way to a financial fresh start. Both Chapters are efficient, well-run, and completed in our office, with no Court appearances required from you. Call us to speak with an experienced, motivated Middletown bankruptcy lawyer. Attorney Crane takes all calls himself – we never use voice mail. Call us today at 203-230-2233 to learn everything you need to know about getting your life back on track.
Bankruptcy Law Protects Assets in Middletown, CT
Bankruptcy law was specifically created for the protection of all of your assets. Homes, cars, bank accounts, personal belongings, pensions, all of your other assets are protected through comprehensive, carefully written laws that assure continued ownership and absolute protection for your assets through Bankruptcy Exemptions.
- Bank accounts up to $13,900 per person
- Pension accounts and retirements accounts of all types
- Homes now up to equity of $250,000 per person
- Personal belongings
- Social Security
- Worker’s Compensation Awards
- Personal Injury Claims
- Life Insurance
- Other assets
At the Law Offices of Neil Crane, we use our knowledge and experience to assure that all of your assets are fully protected. Quite contrary to the myths and misinformation provided by banks and others, we’ve never filed a bankruptcy case and “lost” any assets to the Bankruptcy System. Instead, we file to assure Federal protection of all of our clients’ assets in full.
The Bankruptcy System for Middletown, CT
All Bankruptcy Chapters provide for an immediate halt or “Automatic Stay” on any collection actions, phone calls, lawsuits, judgments or foreclosures effective everywhere in the United States as your attorney files your Middletown, CT case right here in New Haven Federal Court. As a Court of higher federal jurisdiction all collectors, government agencies or lawsuits must cease and instead seek redress here in the Bankruptcy Court from the first moment of a bankruptcy, or until further Order of the Bankruptcy Court. As your counsel, we deal with all creditors or parties in interest through our local system without your involvement.
The Automatic Stay and all cases in our favorite Bankruptcy Court for all Chapter 7 and Chapter 13 filings give our specialized Middletown bankruptcy lawyers the opportunity to use all their knowledge and experience on your behalf. Our reputation in all three Connecticut Bankruptcy Courts assures that our Chapter 7 and Chapter 13 clients get the best path to a new financial life.
Chapter 7 in Middletown, CT
Chapter 7 is the most common form of personal bankruptcy filing in Middletown, CT. All properly filed Chapter 7 cases protect all your assets and eliminate debt without any repayment. Chapter 7 is the number one source of guaranteed relief from overwhelming credit card debt. These high-interest consumer borrowings are fully discharged permanently on the first day of filing a perfect Chapter 7 case. All assets are protected from creditors with no repayment of unsecured debts. Cars and homes continue with you forward as you choose, and no Court attendance is ever required. For our Middletown, CT clients struggling with monthly credit card payments, collection calls and all other forms of debt, perfect Chapter 7 filings have allowed us to provide over ten thousand Chapter 7 restarts.
At the Law Offices of Neil Crane, we have thousands of pleased Chapter 7 clients, all thrilled with our services, the Bankruptcy System, and their new fresh start. To learn more, call Attorney Neil Crane directly at 203-230-2233. He always takes your call directly – We never use voice mail.
Chapter 13 in Middletown, CT
Chapter 13 is a more comprehensive Chapter of bankruptcy relief with additional “super powers” and provisions that address all types of debt of any kind. Chapter 13 grants you the power to reorganize and restructure secured debt like car loans, mortgages, and liens of all kinds. These expanded powers in Chapter 13 require greater lawyer experience and specialization but in the hands of our special Middletown bankruptcy lawyers, Chapter 13’s added protections allow us to handle all forms of debt and create perfect and affordable Chapter 13 Plans of Reorganization. The powerful Chapter 13 system has many additional rules and details, both written and unwritten, requiring your Chapter 13 bankruptcy lawyer to possess the highest level of skill and the greatest amount of experience. At the Law Offices of Neil Crane, we are the largest providers of successful Chapter 13 bankruptcy relief in Connecticut.
Chapter 13 is the number one method for saving homes from loss to Banks or foreclosure in Middletown, CT. As a Court of higher powers, the Bankruptcy Court stops all Middletown State Court foreclosures at any stage of foreclosure. This immediately brings your house protection in the homeowner-friendly Bankruptcy System controlled by our attorneys and not your Bank. By law, all homeowners are immediately able to restart current payments without Bank involvement or approval – Saving your home is your right under Chapter 13.
In Chapter 13, all past debt goes into a Chapter 13 Plan of Reorganization crafted by our expert Middletown bankruptcy attorneys to take full advantage of the powerful debt relief provisions of Chapter 13 while allowing you to recommence regular payments free from involvement with past creditors. All pre-petition problems and debt issues are permanently resolved, and your involvement with the Court and Bankruptcy System is now behind you.
If you’re looking for a new start or just some help with your finances, you need to give us a call. All our excellent Middletown, CT recovery stories started with a scary first call that led to an incredible new beginning. They were afraid to call, but it’s now the best call they ever made for their family and their finances. At the Law Offices of Neil Crane, we’ve dedicated our entire careers to helping our hardworking middle-class clients get relief from overwhelming debt and start on a clear path to financial and credit recovery.
Call Attorney Neil Crane directly at 203-230-2233 for a complete analysis of your financial situation and a discussion of the many options that are available to you. He always takes all calls directly himself – We don’t leave you with voicemail.
Bankruptcy Analysis and Bankruptcy Preparation in Middletown, CT
All great recoveries start with early detailed preparation of a Plan for each person’s perfect financial recovery. While all of our clients arrive suffering from worry and anxiety, all of our cases are perfectly prepared, easy to understand, and completely explained in advance. With our experience over a 38-year history of success, we know exactly how to customize each case with a written outline in advance and a full road map for your individual success. We layout all of our cases from the first day to the last, including steps for fast credit recovery and solid habits that assure your future long after your case is granted and over.
Our Bankruptcy lawyers have been assisting with new beginnings and financial fresh starts since 1983. Call us to see how our motivated bankruptcy lawyer Middletown clients recommend can help you. 203-230-2233.