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What Are Debt Buyers?
Debt buyers are companies that purchase defaulted debt in bulk from your creditors, often for pennies on the dollar. Also called junk debt buyers, these large finance companies purchase pools of debt, including your debt, and then try to collect it from you...
4 Mistakes To Avoid Before Bankruptcy
4 Common Mistakes to Avoid When Contemplating a Bankruptcy Filing It is inevitable that when faced with financial hardship, most individuals will take steps to improve their financial situation. These steps however, generally do not improve the financial situation...
Now Due: Debt Collection Post Covid-19 Shut Down
Collection Actions and Default Judgments Recommence Post Covid-19 Shut Down No one can deny that the Covid-19 pandemic has created greater financial hardship for our country than we have seen in a decade. In a matter of one month the unemployment rate hit an all-time...
What Happens When COVID-19 Mortgage Forbearance is Over?
If you are facing COVID-19-related financial hardships, many federally-backed and most non-federal mortgage lenders offer moratorium periods of temporary payment suspension or mortgage forbearance. If you have any type of decrease in income and you agree to this...
How Do I Prioritize my Finances During the Pandemic?
Understand how to prioritize your finances during the pandemic if you have lost your job or had a loss of income.
Delinquent State Income Tax Relief
Taxes are a burden for everyone. When times are tough, it can be difficult to get the money to pay your taxes or find the time to file them. However, if you fail to file or pay your state income taxes, you could face serious consequences. It is important to act...