The Law Offices of Neil Crane has been providing care, solutions and guidance on debt since 1983. Call our office or submit a chat form today.
Choosing a method of resolving your debt is a decision that only you can make. It is critical however that you protect yourself from scams. Credit consolidators rarely solve a problem. While in rare cases they may be helpful, most people find they don’t have enough income to make payments.
Read more about your options on Debt Relief Options
Do not be overwhelmed by your financial situation. Take advantage of options that may be available to you to address this seemingly insurmountable problem. Speak to an experienced attorney to help you decided which option is right for you.
Read more about your options to resolve Debt
Pay day loans are never the answer and immediately eliminating them is always part of the solution.
Pay day loan lenders utilize the most aggressive and illegal collections activities in the entire lending industry. If you are suffering from the steep interest costs of pay day loans and the illegal threats of pay day loan collectors, you need to find an experienced and aggressive lawyer to protect your rights.
Read our article about Debt Relief Options
Student loan collectors have the benefit of government backing and often use this immunity to abusively collect unmanageable student loan debt. Repayment obligations can be overwhelming, and student loan collectors are renowned for extreme collection techniques that even include threats to licensing and other professional standing that students have worked so hard throughout school to attain. You do have rights regardless of what type of loan the collectors are calling you about.
Learn more about Your rights on Collector Harassment regardless of the type of loan
Predatory lending is the practice of giving out loans and extending credit with high interest rates, high penalties for missed payments etc. especially targeting low-income, minority or young homebuyers, homeowners borrowing against home equity, or homeowners who are deeply in debt with mortgage arrears or tax liabilities. However, predatory lending can also encompass payday loan lenders, auto loan lenders and others looking to take advantage of desperate or uninformed consumers through fraud, deception, conspiracy, misinformation and abuse.
Lending scams can be very subtle, complex and difficult to detect. If you didn’t get what you expected out of a loan or are getting assaulted with fees, you should consult with one of our attorneys.
Learn more about your rights and Consumer protections available to you
One of the most common questions people have following the bankruptcy process is how they can restore their credit score. Obtaining new credit after bankruptcy can be difficult, but there are steps people can take to begin rebuilding credit for the future.
These steps are outlined in our Steps to Improve Credit Score Following Bankruptcy article
“My experience was a very positive one. Dealing with Neil Crane and his staff was the best decision that I could have made. Neil has helped me get back on a solid financial path. My case was a tough one and the Neil Crane Law Firm was the best Law Firm I could have chose.
Thanks for all the help. Now I can put all my bad choices behind me and move forward in my life.”
Mark Linhard
