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10 Common Bankruptcy Myths
At The Law Offices of Neil Crane, we understand that there are a lot of bankruptcy myths that prevent people from seeking the help that they need. Bankruptcy Myths #1: Assets Are Lost During Bankruptcy All Bankruptcies are filed to protect assets from creditors. A...
What happens after Bankruptcy?
There is Life After Bankruptcy Many people are fearful about filing for bankruptcy because they worry that their financial future will be permanently damaged after bankruptcy. They worry that they may never again be able to get a credit card or purchase a home....
How do you file for Bankruptcy?
The first step in deciding whether to file for bankruptcy is right for you is an analysis of what you own, what you owe, and how much of your income is being taken away by your monthly debt service. If too much of your income is lost to paying on your monthly debt,...
What are the Different Types of Debt Relief and Bankruptcy?
First you need to understand the types of Debt to understand what different types of Debt relief is available. Unsecured Debt vs. Secured Debt A secured loan, usually for a vehicle or property (e.g. mortgage), is a loan in which collateral (the car or the house) is...
When should you talk to a Bankruptcy Attorney?
What does a bankruptcy attorney do? Or, what can a bankruptcy attorney do? Many of our clients ask these questions and are often surprised by the answer. To answer that question, we’ve put together a list of things that we at The Law Offices of Neil Crane, as...
What Happens When My Mortgage Changes Hands with Mortgage Modification?
The new Bank needs to honor your Mortgage Modification. Does my mortgage modification control future banks or servicing companies if my mortgage changes hands or is sold or assigned? The simple answer is YES. New holders or servicers are legally bound by the terms and...