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Not necessarily! Homes in foreclosure are able to be saved. Thousands of Connecticut residents behind on their mortgage payments save their homes through quick action and legal advice every year. There are laws for your protection. Chapter 13 Bankruptcy stops the foreclosure process and allows you to repay past due amounts over a 3 to 5 year period.

  • Connecticut law offers mandatory mediation on nearly all house foreclosures. This allows homeowners to present their case for mortgage modification to the bank’s attorney at the courthouse.
  • While foreclosure is extremely dangerous and stressful, it is also an opportunity for well-prepared homeowners to present their case for modification to the lender’s attorney. Prompt, experienced legal representation saves homes, and your quick response to a foreclosure can actually be a great opportunity to get proper help and save your family home.

Read more in our Foreclosure: Can I save my home? article