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Chapter 7 bankruptcy is the most affordable and comprehensive debt relief available under the Bankruptcy Code. It completely discharges almost all forms of unsecured debt – allowing people to permanently eliminate unsecured debts, such as:

Lawsuits, judgments and garnishments
Credit card debt
Medical bills
Old apartment rent payments
Many types of older tax debt
Personal unsecured loans (loans not secured by collateral)
Other debts

Read more about Chapter 7 and Credit Card Debt Relief