Can my student loans garnish my wages?
Yes! The Department of Education can garnish your wages without court order and can garnish up to 15% of your net wages. The only way to stop that garnishment is to file for bankruptcy relief.
Will Credit Consolidation affect my credit?
Anything short of making a full payment will affect your credit score and lead to higher interest rates. Your ability to qualify for new credit may also be affected. Do your homework. Remember that there is no magic cure for debt, and any company promising one is probably out to scam you.
Read more about How to improve your Credit
Should I hire a Credit Consolidation Company?
Choosing a method of resolving your debt is a decision that only you can make. It is critical however that you protect yourself from scams. Credit consolidators rarely solve a problem. While in rare cases they may be helpful, most people find they don’t have enough income to make payments.
Read more about your options on Debt Relief Options
What can I do if I am deep in debt?
Do not be overwhelmed by your financial situation. Take advantage of options that may be available to you to address this seemingly insurmountable problem. Speak to an experienced attorney to help you decided which option is right for you.
Read more about your options to resolve Debt
Should I get a Pay Day Loan?
Pay day loans are never the answer and immediately eliminating them is always part of the solution.
Pay day loan lenders utilize the most aggressive and illegal collections activities in the entire lending industry. If you are suffering from the steep interest costs of pay day loans and the illegal threats of pay day loan collectors, you need to find an experienced and aggressive lawyer to protect your rights.
Read our article about Debt Relief Options
Can I Stop Collector Harassment for a Student Loan?
Student loan collectors have the benefit of government backing and often use this immunity to abusively collect unmanageable student loan debt. Repayment obligations can be overwhelming, and student loan collectors are renowned for extreme collection techniques that even include threats to licensing and other professional standing that students have worked so hard throughout school to attain. You do have rights regardless of what type of loan the collectors are calling you about.
Learn more about Your rights on Collector Harassment regardless of the type of loan
Client Review
“My experience was a very positive one. Dealing with Neil Crane and his staff was the best decision that I could have made. Neil has helped me get back on a solid financial path. My case was a tough one and the Neil Crane Law Firm was the best Law Firm I could have chose.
Thanks for all the help. Now I can put all my bad choices behind me and move forward in my life.”
Mark Linhard
