The Law Offices of Neil Crane has been providing care, solutions and guidance on debt since 1983.  Call our office or submit a chat form today.

STOPPING AUTOMATIC DEDUCTIONS

If the minimum monthly payments for your car loan, home mortgage, credit card or any personal loan are becoming too difficult to manage, if you find yourself “robbing Peter to pay Paul,” it is important to seek professional counsel quickly. At The Law Offices of Neil Crane, LLC, this is what we do. We have over 30 years of history dedicated to helping a wide range of Connecticut clients with different issues and needs find personally crafted debt relief and budgeting help. We create a plan and an approach to resolve debt with practical solutions. With our dedication, knowledge and experience, we can help you restructure or discharge debt completely with all available options including bankruptcy.

Contact us today to schedule a free initial consultation. We will promptly meet with you to discuss your concerns, your full financial situation and the proper options and alternatives for your problems during our first meeting. Our insightful, dedicated Connecticut attorneys serve clients at offices across the state, including Hamden, Bridgeport, Waterbury, Rocky Hill and Ridgefield.

Any Type of Loan Can Be Stopped From Direct Deduction

Stopping automatic payments will not affect your standing with your lender. It is important to review automatic deductions and your overall financial issues with a highly qualified attorney before deciding which payments to cut back on. Making these decisions and significantly altering your payment schedule without the counsel of an experienced attorney could have negative consequences if it’s not done as part of a customized, overall plan for financial recovery.

Our law firm can help you negotiate more favorable loan terms or restructure debt with or without a bankruptcy filing. It is critical to consider all your options with a professional before proceeding. We can work aggressively on your behalf to protect your assets and ensure that your rights are not violated by overly aggressive lenders or unscrupulous debt collectors. With over 15,000 satisfied clients, we know all your options. Call us.

Contact Our Connecticut Bankruptcy Lawyers

We offer a free initial consultation, and we can provide solutions to help you regain control of your finances. Call us today at 203-230-2233, or complete our online contact form. When you call us, you will always speak to a live person, not our voicemail. We are committed to providing excellent service and legal protection in a comfortable, non-threatening environment

What is the difference between Foreclosure or Chapter 13 Bankruptcy?

Chapter 13 bankruptcy is a federal court procedure for the deceleration and repayment of mortgage obligations along with the reduction or elimination of all other forms of debt. The filing of a Chapter 13 bankruptcy creates an immediate stop – known as an “automatic stay” – of the foreclosure process, halting a pending foreclosure and allowing for repayment of the past-due mortgage installments, and other debt obligations, over a three- to five-year time period. Chapter 13 bankruptcy will allow you to begin regularly scheduled monthly mortgage payments as if no previous default had ever occurred.

Read more about Chapter 13 Bankruptcy