Although first and second mortgages may involve the same banks or servicing companies, most modifications don’t connect first mortgage defaults with second mortgage defaults, even if it’s the exact same lender. This is primarily due to the fact that lenders don’t look carefully at a borrower’s overall financial condition and instead take a short-term view by conforming your income numbers to your first mortgage only. This is a mistake, but it could work to your advantage.
Client Review
“My experience was a very positive one. Dealing with Neil Crane and his staff was the best decision that I could have made. Neil has helped me get back on a solid financial path. My case was a tough one and the Neil Crane Law Firm was the best Law Firm I could have chose.
Thanks for all the help. Now I can put all my bad choices behind me and move forward in my life.”
Mark Linhard
