Bankruptcy And Debt Relief Attorneys
Many Ansonia residents struggle with mortgage payments, credit cards, small business problems and other overwhelming debt. In today’s extremely hard economic times, it is essential to understand your problem with the help of experienced, caring professionals who know what you’re going through and how to best solve it. We have the experience to understand your problems and the exact steps needed to get you back on track. Our Ansonia bankruptcy and debt relief attorneys have a full working knowledge of all available legal options. Our attorneys have a history of success for consumers with financial problems since 1983. Help is just a phone call away.
The bankruptcy system was created to assure that all U.S. citizens have the right to a financial restart. It protects the hardworking middle class Ansonia residents who work long hours but just can’t manage to get ahead. We all work to pay our bills perfectly, on time and reliably, but with today’s high cost of living, Ansonia residents sometimes just can’t make ends meet. We all have the desire to pay back what we owe, but often, even the most determined payers just can’t keep up – they need our help.
Here are some of the signs for Ansonia residents to determine if speaking with our Ansonia bankruptcy lawyers at the Law Offices of Neil Crane is right:
- Your budget doesn’t work anymore
- Health care is becoming too expensive
- Your interest rates are too high
- Your credit card balances never go down
- Your debts are affecting your mental health
- You’ve exhausted all of your other options
Don’t be afraid or embarrassed to call for a free discussion. At the Law Offices of Neil Crane, we’ve been addressing Ansonia clients’ individual issues in a caring, comfortable and confidential manner from the very first step to full recovery for four decades.
Regardless of the challenges you face, we can help. If you feel yourself collapsing under the burden of monthly payments, call us today and learn about the solutions available for your specific financial problems, including:
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Contact us by calling today and speaking directly with an experienced attorney. We offer a prompt free consultation to create a customized solution for your specific needs. Call us at 203-871-0062 or complete our online Contact Form and begin the path to your debt-free financial future today.
Ansonia Bankruptcy Attorney: Chapter 7, Chapter 11 and Chapter 13 Solutions
At The Law Offices of Neil Crane, we customize all legal work to address your specific difficulties. We’ve helped a wide range of Ansonia clients with comprehensive debt relief options. We offer:
Chapter 7 Bankruptcy is a court protection to eliminate unsecured debt like credit cards, medical bills and lawsuits. Making your housing costs affordable starts with the elimination of all other forms of debt in order to focus income on more important bills like mortgages and rents.
Mortgage Mediation Foreclosure mediation is mandatory opportunity to speak with your bank, available upon request for all Ansonia residents in a pending foreclosure. Mediation is an opportunity to modify your mortgage. With proper preparation and good court presentation, foreclosure mediation can be used to resolve past due payments and adjust monthly interest rates.
Chapter 13 Bankruptcy This court process puts an automatic stay on the foreclosure of any Ansonia home and also stops all other collection efforts. Chapter 13 Plans recover your home and your budget by prioritizing mortgage payments and reducing or eliminating other types of debt.
Chapter 13 causes an automatic stay of all litigation and provides a three-to-five-year repayment plan for all types of debt in order of priority. Properly crafted Chapter 13 Plans repay mortgages ahead of payment on any other types of less important debts.
Chapter 13 stops all foreclosure actions and all collection actions. It provides a complete and respectful system for debt relief that protects your financial future, without any court appearance. Chapter 13 provides an excellent means for the payment of taxes to the state, federal or municipal authorities based on your income and your budget.
Chapter 11 Bankruptcy is a comprehensive set of laws that empowers businesses to restructure debt obligations and monthly payments in order to formulate a Chapter 11 Plan of Reorganization.
Since 1983, The Law Offices of Neil Crane has been providing Connecticut families with the overall debt relief they need to survive in a difficult state with tough economic challenges. We provide our clients with options and answers. Begin a solution today by speaking with an experienced attorney by phone. We offer comprehensive FREE CONSULTATIONS.
Start by contacting us today at 203-871-0062 or complete our online Contact Form. We have helped well over ten thousand families in Connecticut. Read our testimonials.
Chapter 7 Debt Relief in Ansonia with the Law Offices of Neil Crane
A properly prepared Chapter 7 bankruptcy petition will eliminate unimportant types of unsecured debts that tap your family income every month through high-interest, wasted payments. This Chapter 7 relief allows your financial resources to be dedicated to more important concerns like mortgage payments, car payments and rent. Despite changes in the Bankruptcy law, our skillful and experienced Chapter 7 bankruptcy attorneys can still use the means testing process to obtain immediate protection and maximum reduction or elimination of all unsecured debt under Chapter 7.
After careful legal preparation, Chapter 7 bankruptcy will discharge all types of unsecured debt, like:
Older Tax Debt
Lawsuits, Judgments, Garnishments and Liens
Other debts like repossession and deficiency judgments
Debt Relief and Bankruptcy Attorneys Dedicated to Ansonia Consumers
The Law Offices of Neil Crane is the leading provider of consumer bankruptcy and business debt relief in Connecticut. We have all focused our legal careers on helping individuals and small businesses in financial trouble. We are the experts at implementing well-constructed legal solutions for individuals and small businesses in all types of financial trouble.
- An immediate free initial consultation in person or online, always with an experienced attorney
- Preparation of a comprehensive plan for full debt relief
- A four-decade history of success with a statewide reputation for professionalism, excellence, and the most perfect solutions
- A full range of services including options through court representation or voluntary out-of-court negotiations with all types of creditors or all types of circumstances
LEGAL SOLUTIONS TO FINANCIAL PROBLEMS SINCE 1983
We offer a free consultation by telephone, online, or in person. Call us today and speak directly with Attorney Neil Crane or another experienced bankruptcy attorney live. We’re here to assist you immediately. Contact us at 203-871-0062, or complete our online Contact Form and we’ll call to address your questions and concerns.